The Loudest Message a Nepali Bank Can Send is a Silent One
For years, SMS was the gold standard for reliable, urgent communication. It was direct, personal, and immediate. Today, that same channel is saturated. For every critical transaction alert a customer receives, they get ten promotional offers for loans, credit cards, or festival discounts. This has created a concerning phenomenon: SMS blindness. Customers have been conditioned to ignore the constant stream of promotional messages. Their brains automatically filter them out as noise. The unintended consequence is that when a truly time-sensitive and critical alert arrives—a message about a potential security breach, a mandatory KYC update, or a failed payment—it is often met with the same indifference. It sits unread, a silent, ticking risk for both the customer and the institution. This isn't a failure of technology; it's a failure of the medium. When every message is delivered with the same priority, then effectively, nothing has priority.